Protecting Your Credit and Good Name
You’re excited because you are about to apply for a mortgage on your very first home. The house is exactly what you and your family have been looking for, the perfect neighborhood, great schools, easy commute to work, and just the right house to meet all your needs. You know you have great credit (at least you think you do). So you go to the bank, fill out all the paperwork, provide all the documentation, and the loan officer smiles very approvingly at your application because everything is in order and looks complete. No problem here he’s thinking as he walks away to submit your paperwork.
So you wait anxiously the next day for the approval. The loan officer calls and says, “I regret to inform you that your mortgage application has been denied because of your poor credit rating.” What? You’re stunned, you can’t believe it! What happened? Your identity has been stolen and compromised!
Read more on the Impact of Identity Theft!
Theft While You Sleep
It’s 3 AM and you’re sleeping soundly in your bed without a care in the world. Except, while you’re sleeping, a thief somewhere out there has just opened a credit card account under your name and address or they gained access to all of your bank accounts and are stealing your life savings while you are sleeping. Read More About Protecting Your Identity!
Making Unsecured Internet Credit Card Purchases
Wow! You just saw something that you have been shopping for and you can’t believe you finally found it! You’ve been looking for weeks for this item, so excitedly you get out your credit card, fill in the billing and shipping information, enter your credit card information, and click on place order! But you didn’t realize that the order you just placed was on an unsecured website. The potential for your credit card information to be compromised has increased a hundred fold because of the security risk. Read More About Security Risks!
Fraud and Identity Theft Are Not the Same
Internet fraud is just that, a fraud! According to the Random House Dictionary, fraud is defined as “deceit, trickery, sharp practice, or breach of confidence, perpetrated for profit or to gain some unfair or dishonest advantage.” And that’s exactly what so many unscrupulous hackers and thieves try to do! Read More About Fraud and Identity Theft!