Prevent Identity Theft with LIFELOCK!

Identity Theft

What Is Identity Theft?

Identity theft is comes in many forms and “flavors”. A thief will capture information about you such as your date of birth, where you were born, your checking account number, your place of employment, and many other personal facts about you and in rare cases, even your Social Security number. With this information, the thief will then use it to impersonate your identity in order to open up a new credit card account, take out a loan, employment fraud, cell phone fraud, and a host of many other activities that could not only affect your credit rating, but even more seriously, hold you liable for purchases you didn’t even make. Unlike in the past when a thief would break into your home and steal your possessions, today these same types of thieves are sophisticated, clever, and have a plethora of tools at their disposal. Identity theft is a crime that has victimized over 8 million Americans in 2011 alone! Read more about Identity Theft

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Impact of ID Theft

Mortgage Application Denied Stamp Shows Home Finance Refused

Protecting Your Credit and Good Name

You’re excited because you are about to apply for a mortgage on your very first home. The house is exactly what you and your family have been New Home2looking for, the perfect neighborhood, great schools, easy commute to work, and just the right house to meet all your needs. You know you have great credit (at least you think you do). So you go to the bank, fill out all the paperwork, provide all the documentation, and the loan officer smiles very approvingly at your application because everything is in order and looks complete. No problem here he’s thinking as he walks away to submit your paperwork.

So you wait anxiously the next day for the approval. The loan officer calls and says, “I regret to inform you that your mortgage application has been denied because of your poor credit rating.” What? You’re stunned, you can’t believe it! What happened? Your identity has been stolen and compromised!

Read more on the Impact of Identity Theft!

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Protecting Your Identity

Security concept with man and laptop at night

Theft While You Sleep

It’s 3 AM and you’re sleeping soundly in your bed without a care in the world. Except, while you’re sleeping, a thief somewhere out there has just opened a credit card account under your name and address or they gained access to all of your bank accounts and are stealing your life savings while you are sleeping. Read More About Protecting Your Identity!

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Identity Theft Risks

woman is upset about computers

Making Unsecured Internet Credit Card Purchases

Treasure ChestWow! You just saw something that you have been shopping for and you can’t believe you finally found it! You’ve been looking for weeks for this item, so excitedly you get out your credit card, fill in the billing and shipping information, enter your credit card information, and click on place order! But you didn’t realize that the order you just placed was on an unsecured website. The potential for your credit card information to be compromised has increased a hundred fold because of the security risk. Read More About Security Risks!

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ID fraud

Fraud and Identity Theft Are Not the Same

Internet fraud is just that, a fraud! According to the Random House Dictionary, fraud is defined as “deceit, trickery, sharp practice, or breach of confidence, perpetrated for profit or to gain some unfair or dishonest advantage.” And that’s exactly what so many unscrupulous hackers and thieves try to do! Read More About Fraud and Identity Theft!

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